ShopWrk Pay

Payment Processing Fee Details

This page summarizes the standard ShopWrk Pay processing fee details presented during Finix hosted merchant onboarding. Your signed ShopWrk order form, merchant agreement, Finix terms, and any approved merchant-specific fee schedule control if they differ from this summary.

Online card payments

2.90% + $0.30 per card-not-present transaction

ACH bank payments

$0.50 per ACH debit

Maximum transaction amount

$10,000 per transaction (card and ACH)

Chargebacks

$15 chargeback notification and $15 chargeback inquiry fees

ACH returns and notices of change

$5 per ACH return and $3 per ACH notice of change (NOC)

Overdue PCI compliance

$35 for each month a required PCI compliance form remains overdue

Additional Notes

ShopWrk does not calculate or submit the base card processing fee on each transaction. Base processing economics are configured in the merchant fee profile maintained for the ShopWrk Pay program.

Customer-paid fees, if enabled for a merchant, are disclosed before payment and are controlled by the merchant payment settings, applicable law, card-network rules, and processor approval.

ShopWrk limits each card or ACH payment to $10,000, even when a merchant's processor-approved account ceiling is higher.

Refund handling, network assessments, reserves, holdbacks, and other pass-through processor fees may apply when described in the merchant agreement or an approved merchant-specific fee schedule.

For questions about your merchant-specific pricing, contact ShopWrk support or refer to your signed ShopWrk agreement.